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Terms Trading

Open a trade account in five minutes, and prove how you decided.

Send a customer one link. They fill it in on their phone, you get a recommendation with the reasons spelled out, and you make the call.

Terms Trading is Australian software for suppliers of physical goods who sell on account. Your customer applies from one link, your own rules produce a recommendation you can argue with, and you are left with one evidence pack. We never lend — you extend your own terms, on your own paper.

Three things, and it does not do a fourth.

An account open in five minutes
Send one link. They fill it in on their phone, and the register answers while they type.
A recommendation, not a mystery number
A limit, terms, and a reason for each that names the fact behind it. Agree, change it, or throw it out.
One pack you can hand a lawyer
The agreement, the checks, the consents and every signature — in one PDF you can check without our software.

Send one link. Five minutes later you have a decision to make.

  1. Send the linkOne address, yours, never reissued.
  2. They fill it inFive minutes on a phone, with the ABN checked as they type.
  3. Your rules runThe business is checked and your own rules applied, the same way every time.
  4. You decideApprove, change the number, ask, or decline.

Nothing is offered until the last step, and the last step is a person.

The whole thing, in five steps.

What it is not

Not collections
Nor invoicing, debtor management or ERP integrations. Permanently out of scope, not a roadmap.
Not automated approval
Nothing is offered to your customer until you have approved it.
Not a credit score
No number out of a black box. Your rules, and the facts behind them.
Not legal advice
We show where your document differs from the lawyer-reviewed one. What that means is your lawyer's call.

Get early access

For Australian suppliers of physical goods who sell on account. Leave your address and we will be in touch.