Priced per account opened.
Not per seat, and not per evidence pack. What you are buying is a trade account opened defensibly, so that is the thing that is counted.
What each plan costs
Starter
$99a monthA merchant opening a handful of accounts a month.
- Accounts opened
- 25 a month
- Team members
- 3
- Credit tiers
- 5
- Support
Trade
Most popular$299a monthA wholesaler with a rep opening accounts in the field.
- Accounts opened
- 100 a month
- Team members
- 10
- Credit tiers
- Unlimited
- Support
- Priority email
Scale
$749a monthA distributor running trade credit as a function.
- Accounts opened
- 300 a month
- Team members
- Unlimited
- Credit tiers
- Unlimited
- Support
- Named contact
Your first month is free on every plan, and everyone on the waitlist sees the final numbers before we ask for a card.
Every plan includes
- Unlimited evidence packs
- Seven-year retention, on every plan
- Lawyer-maintained terms and guarantees
- The full signing ceremony
- ABN checks against the register
- Your own apply link
- Your existing document, imported
- A recommendation on every application
More than 300 accounts a month?
Suppliers running trade credit at that volume tend to need commercial terms rather than a plan: volume pricing, an SLA, invoicing, single sign-on, and a review of your own terms alongside the standard ones. Write to hello@terms.trading.
Questions
One application that reaches a decision — approved, declined, or withdrawn after you have looked at it. An application somebody starts and abandons is never billed, and neither is one you decline before assessing it.
New applications pause until your next month starts, or until you move up a plan — which takes effect immediately. Nothing already under way is affected: a customer part-way through a form finishes it, every application waiting in your queue can still be decided, and every evidence pack stays available. We will tell you well before you get there.
No. The buyer never pays, never creates an account and never sees a price. They are your customer, not ours.
No, on any plan. Charging to retrieve the record of an agreement at the moment a dispute lands would undo the thing the product is for.
You download every evidence pack you have, and each one can be checked without our software — the last page tells whoever is checking it how. A record you can only read inside somebody's product is a record they can hold over you.
No. One runs on every application and re-runs as often as you like, at no extra charge. Charging for it would make you think twice before asking for a second opinion, which is the wrong thing to hesitate over on a credit decision.
No. The monthly price is the whole bill — there is no per-account charge on top, no setup fee, and no charge for evidence packs, storage or recommendations. If you need more accounts than your plan includes, you move up a plan.
Any time. Moving up takes effect straight away so you are not waiting on a billing date to keep working; cancelling takes effect at the end of the period you have paid for. There is no minimum term and no exit fee.
Your first month, on whichever plan you pick. It is the whole plan rather than a cut-down version — the evidence packs, the lawyer-maintained terms and the recommendations included — because a trial that withholds the thing you are evaluating tells you nothing about it.
Yes, and they exclude GST.
Open the next one in five minutes.
For Australian suppliers of physical goods who sell on account. Leave your address and we will be in touch.